"Total Commander - don't used to save ftp passwords", the advice of many system adminstrators; this is becuase this application is not very securized and the password are easy to be decripted, on the web there are free programs that are doing this (example: http://www.reactive-software.com/total-commander-password-recovery.html).
I have made some SEO optimization on a web site that was maded by some "kids" who sale the ftp password using the TC; Nice...and the client told that he can acces the web site. Because firefox (google) has blocked the acces to the site because the "hackers" were replaced some fragments of the site html with an iframe where they load sites with viruses (malware, bla bla). This is what I found there:

1. hugebest.cn (ip from Moskow ... ?)
2. shopmovieproduction.cn (ip from Moskow ... again ?)
3. gianttopnano.cn (hm. Moskow ... again)

Yep; don't try to load this sites in your browser (if you do this you assume the problems that will apear).

So china, a comunist country. knowm for the fact that there the law is "respected" (see the death sentences and other stuff like this); in this coreclty "country" IT infractions aren't  controlled? or where from com this? Or Rusia, another "big" country ...

Regarding Total Commander, I use it and I have no problems. I have another security rulz, that protects me: firewall, antivirus active all the time.